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Personal
Rates-*


Annual Percentage Yields (APY) shown effective 07/09/2014 and are subject to change.-

 

ACCOUNT
TYPE

ANNUAL %
YIELD
INTEREST
RATE %

MINIMUM
BALANCE

TO AVOID SERVICE CHARGE

 
  Advantage Savings
  $0.01 and up (2) .020 .020 $150.00*
  Advantage Savings Plus
  $500.00-$2,499.00 .020 .020 $500.00*
  $2,500.00-$4,999.00 .020 .020  
  $5,000.00-$14,999.99 .020 .020  
  $15,000.00 and up .020 .020  
  High Rate Savings      
  $25,000.00 & up .040 .040 $25,000*
  Empower Interest Checking      
  $0.01-$499.00 .020 .020 $500.00*
  $500.00-$2,499.99 .020 .020  
  $2,500.00-$9,999.99 .020 .020  
  $10,000.00-$24,999.99 .020 .020  
  $25,000.00 and up .035 .035  
  Inspire 55 (must be 55 years or older to qualify)      
  $0.01-$499.00 .020 .020 $0.00*
  $500.00-$2,499.99 .020 .020  
  $2,500.00-$9,999.99 .020 .020  
  $10,000.00-$24,999.99 .035 .035  
  $25,000.00 and up .035 .035  
  Endeavor Money Market  
  $0.01-$9,999.99 .020 .020 $5,000.00*
  $10,000.00-$49,999.99 .020 .020  
  $50,000.00-99,999.99 .020

.020

 
  $100,000 and up .035 .035  
  Belief -Public-Charitable Interest Checking      
  $0.01-$499.99 .020 .020 $500.00*
  $500.00-$2,499.99 .020 .020  
  $2,500.00-$9,999.99 .020 .020  
  $10,000-$24,999.99 .035 .035  
  $25,000.00 and up .035 .035  
  Belief-Public-Charitable Money Market . .  
  $0.01-$49,99.99 .020 .020 $5,000.00*
  $50,000.00-$99,999.99 .020 .020  
  $100,000.00-$499,999.99 .020 .020  
  $500,000-$999,999.99 .035 .035  
  1,000,000.00 and up .035 .035  
  Enterprise Money Market      
  $0.01-$49,99.99 .020 .020 $5,000.00*
  $50,000.00-$99,999.99 .035 .035  
  $100,000.00-$499,999.99 .035 .035  
  $500,000-$999,998.99 .060 .060  
  $999,999 and up .060 .060  
  Health Savings Account      
  $1000.00 - $4,999.99 .020 .020 None*
  $5,000.00 - $9,999.99 .020 .020  
  10,000.00 & up .040 .040  

CERTIFICATES OF DEPOSIT, STANDARD
 


ACCOUNT
TYPE

ANNUAL %
YIELD
INTEREST
RATE %
MINIMUM
BALANCE TO OPEN ACCOUNT

  30 Day CD .020 .020 $1,000.00*
  60 Day CD .030 .030 $1,000.00*
  91 Day CD .040 .040 $1,000.00*
  182 Day Add-On CD** .060 .060 $500.00*
  1 Year CD .090 .090 $1,000.00*
  1 1/2 Year CD .120 .120 $1,000.00*
  2 Year CD .210 .210 $1,000.00*
  30 Month CD .240 .240 $1,000.00*
  3 Year CD 1.298 1.29 $1,000.00*
  4 Year CD 1.501 1.49 $1,000.00*
  5 Year CD 1.806 1.79 $1,000.00*

 
TRADITIONAL, ROTH & COVERDELL EDUCATION SAVINGS ACCOUNTS (CESA)
 

ACCOUNT

TYPE

ANNUAL %
YIELD
INTEREST
RATE %
MINIMUM
BALANCE TO OPEN ACCOUNT
 
  Variable IRA      
  1 1/2 Year .040 .040 $50*
  Fixed IRA      
  1 Year .090 .090 $500*
  1 1/2 Year .120 .120 $500*
  2 Year .210 .210 $500*
  3 Year 1.298 1.29 $500*
  4 Year 1.501 1.49 $500*
  5 Year 1.806 1.79 $500*

 
BUSINESS CHECKING ACCOUNT
  ACCOUNT TYPE ANNUAL %
YIELD
 
  Credit Back Rate (1) .06
 
 
* Compounded Daily
** Additional deposits of $50.00 or more
(1) Credit Back Rate is a variable rate based on the three month average of the 90-day Treasury Bill rate
(2) Minimum balance to open account is $50.00.
All published accounts are Variable Rate Accounts with the exception of Certificate of Deposit products and Variable IRA.  The annual percentage yield and the interest rate may change after the account is opened.
Fees or other conditions may reduce earnings on the account.
Please be advised that you may request account disclosures containing terms, fees, and rate information for your account.
Substantial penalty for early withdrawal may apply to Certificates of Deposit and Individual Retirement Accounts.

 
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