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Trust & Investments
Why NB&T Securities
Retirement Income Plans
College Savings Plans
Change is Good!
TERMS & CONDITIONS
When you enroll in NB&T’s Change is good! savings program, we will round up the amount of any NB&T Visa debit card transaction made by you or a joint owner of your NB&T checking account to the next whole dollar amount, and transfer the amount in excess of the purchase price from your NB&T checking account to your NB&T savings account. If your purchase is $15.15 we will round up that amount to $16.00 and place $0.85 into your savings account.
Customers must have an NB&T savings account in order to participate (not available with Money Markets, IRA’s, or Certificate of Deposit).
A single transfer is made from your NB&T checking account to your NB&T savings account in the amount of the aggregate value of the rounded transactions. There will be a one business delay in your Change is good! posting.
CANCELLATIONS OR REVERSALS
If on any business day you do not have sufficient available funds in your NB&T checking account, or if any transaction has overdrawn your NB&T checking account, no Change is good! transfers will be completed for that business day.
If your NB&T Visa Debit Card purchase is subsequently reversed or cancelled the corresponding Change is good! transfer will remain in the NB&T savings account.
We may cancel the NB&T’s Change is good! service at any time. NB&T’s Change is good! is available only on NB&T Visa Debit Cards linked to an NB&T personal checking account.
To cancel the NB&T’s Change is good! service please contact The National Bank & Trust Company at 888-895-2125 or 815-895-2125.
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