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Personal
Rates


Annual Percentage Yields (APY) shown effective 05/29/2013 and are subject to change.

  ACCOUNT
TYPE
ANNUAL %
YIELD
INTEREST
RATE %
MINIMUM
BALANCE TO AVOID SERVICE CHARGES
 
  Business Savings      
  $3,500.00-$4,999.99 .020 .020 $1000.00
  $5,000.00-$14,999.99 .020 .020  
  $15,000-$24,999.99 .020 .020  
  $25,000 and up .020 .020  
  Business and Personal Money Market Savings  
  $1,500.00-$9,999.99 .020 .020 $1,500.00*
  $10,000.00-$49,999.99 .030 .030  
  $50,000.00 and up .035 .035  
  Business Money Market Investment Account      
  $10,000.00-$49,999.99 .020 .020 $5,000.00*
  $50,000.00-$74,999.99 .020 .020  
  $75,000.00-$499,999.99 .035 .035  
  $500,000.00-$999,999.99 .070 .070  
  $$1,000,000 and up .070 .070  
  Business Money Market Investor Account   .  
  $500,000.00 and up .070 .070 $500,000
  Health Savings Account      
  $1000.00 - $4,999.99 .020 .020 $100.00*
  $5,000.00 - $9,999.99 .020 .020  
  $10,000.00 & up .040 .040  
 
CERTIFICATES OF DEPOSIT, STANDARD
  ACCOUNT
TYPE
ANNUAL %
YIELD
INTEREST
RATE %
MINIMUM
BALANCE TO OPEN ACCOUNT
 
  30 Day CD .020 .020 $1,000.00*
  60 Day CD .030 .030 $1,000.00*
  91 Day CD .040 .040 $1,000.00*
  182 Day Add-On CD** .060 .060 $500.00*
  1 Year CD .120 .120 $1,000.00*
  1 1/2 Year CD .160 .160 $1,000.00*
  2 Year CD .260 .260 $1,000.00*
  30 Month CD .270 .270 $1,000.00*
  3 Year CD .390 .390 $1,000.00*
  4 Year CD .470 .470 $1,000.00*
  5 Year CD .740 .740 $1,000.00*

   
 
TRADITIONAL, ROTH & COVERDELL EDUCATION SAVINGS ACCOUNTS
  ACCOUNT
TYPE
ANNUAL %
YIELD
INTEREST
RATE %
MINIMUM
BALANCE TO OPEN ACCOUNT
 
         
         
  Variable IRA      
  1 1/2 Year .050 .050 $50*
  Fixed IRA      
  1 Year .120 .120 $500*
  1 1/2 Year .160 .160 $500*
  2 Year .260 .260 $500*
  3 Year .390 .390 $500*
  4 Year .470 .470 $500*
  5 Year .740 .740 $500*

 
BUSINESS CHECKING ACCOUNT
  ACCOUNT TYPE ANNUAL %
YIELD
 
  Credit Back Rate (1) .08

* Compounded Daily
** Additional deposits of $50.00 or more
(1) Credit Back Rate is a variable rate based on the three month average of the 90-day Treasury Bill rate.
All published accounts are Variable Rate Accounts with the exception of Certificate of Deposit products and Variable IRA. The annual percentage yield and the interest rate may change after the account is opened.
Fees or other conditions may reduce earnings on the account.
Please be advised that you may request account disclosures containing terms, fees, and rate information for your account.
Substantial penalty for early withdrawal may apply to Certificates of Deposit and Individual Retirement Accounts.

 
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